The Credit Reporting Paradigm™ is a completely web-based solution that requires no software to install (other than PDF reader, which is free) and can be easily accessed from any location via the web. The Paradigm will ask you a series of questions about a potential client and that clients credit report. After you complete the simple steps on our secure server and hit the Submit button, a PDF will automatically be generated on your browser that ranges from 2 to 17 pages. Included are 2 to 4 pages of specific advice tailored to your client about how to dramatically increase his or her credit scores based on the information contained on his or her credit report, but also includes preprinted letters to the credit bureaus and three envelopes ( 6 for joint reports) one addressed to each bureaus with your clients mailing address in the return portion of each envelope. The letters automatically have the current date printed on them. All your client needs to do is sign the letters and place them into the envelopes.

There are additional invaluable features that can be completely customized for each client. These include automated emails from our server that have your email address as the reply address. These emails will remind your clients of the advice they already received when you sent them the Paradigm-generated file and will show your clients that you truly care about their financial well-being. If you want to stay completely informed you can receive these messages as a blind carbon copy, or you can choose to receive the messages on a per client basis. You can even set the system to email you 30, 60, or 90 days after the Paradigm was created for a particular client as a reminder to follow up by phone to see if the client wants you to pull his or her credit to discuss mortgage options. Imagine how many potentially forgotten deals you will automatically be reminded of when you see the email in your inbox? The Paradigm will not let you forget about your clients. The Paradigm can also send your clients a birthday e-card from you every year and even send periodic "just touching base" emails to say hello and to see if they have any referrals. The best part is you can either use all, some, or none of these added features on a client-by-client basis. With the click of a button you can even send your client a copy of the DVD version of Credit Savvy™ as a gift for a deeply discounted rate. We will ship it for you the same day, using your return address on the package.

The Credit Reporting Paradigm™ is meant to simplify your life and maximize your impression on the client. Not only will you look like an expert and close more loans, but, due to our streamlined system, you will do it with 10% of the effort.

Given that the average loan commission is around $2,500, the Credit Reporting Paradigm™ will pay for itself many times over with the very first loan it helps you close. Since many brokers have in the past financed clients with less than a 720 credit score, imagine how the Paradigm can give you the opportunity to refinance previous loans at a lower rate, not to mention all of the new business the Paradigm will help you obtain. Do the math: if you closed only one extra loan a year due to the Credit Reporting Paradigm™, you would get the equivalent of a 357% return on your investment if you bought the Deluxe version for $699. And that is just one loan. Given the features and benefits contained in the Credit Reporting Paradigm™, a more realistic projection would be 20 or more loans closed per year!

We look forward to hearing your success stories that result from the Credit Reporting Paradigm™ and are thrilled to bring this one-of-a-kind product to you.